Terms of Service

Agreement to Terms

By accessing or using Seneca Risk's website and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

Services Description

Seneca Risk provides risk management consulting services, including but not limited to:

• Comprehensive risk assessments
• Loss control program development and implementation
• Safety culture training and consulting
• Insurance program optimization

Specific services, deliverables, and terms will be outlined in individual engagement agreements.

Professional Services

Our services are provided on a professional consulting basis. While we strive to deliver exceptional results, we cannot guarantee specific outcomes such as insurance premium reductions or claim frequency improvements. Results depend on multiple factors including client implementation and external market conditions.

Client Responsibilities

Clients agree to:

• Provide accurate and complete information necessary for service delivery
• Implement recommended risk management strategies in good faith
• Maintain appropriate insurance coverage as advised
• Comply with all applicable laws and regulations
• Pay fees according to the agreed-upon payment terms

Confidentiality

We maintain strict confidentiality regarding all client information and business operations. Both parties agree to protect confidential information disclosed during the engagement, except as required by law or with explicit written consent.

Limitation of Liability

To the maximum extent permitted by law, Seneca Risk shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services. Our total liability shall not exceed the fees paid for the specific services giving rise to the claim.

Intellectual Property

All methodologies, frameworks, tools, and materials developed by Seneca Risk remain our intellectual property. Clients receive a limited license to use deliverables for their internal business purposes only.

Termination

Either party may terminate an engagement according to the terms specified in the individual service agreement. Termination does not relieve the client of payment obligations for services rendered prior to termination.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify clients of material changes via email or through our website. Continued use of our services after changes constitutes acceptance of the modified terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Contact Information

For questions about these Terms of Service, please contact us at:

Contact Seneca Risk